Miracles Happen, LLC

About

Miracles Happen is a mortgage brokerage that offers a broad array of mortgage loan programs that cover a broad spectrum based on the needs of each client. We have loan programs that fit a broad array of clients. As a broker we submit mortgage loan files to mortgage banks that fund mortgage loans. We work with different mortgage banks across the U.S. that each specialize in different niches or mortgage products. Some specialize in excellent credit borrowers, some banks like FHA, VA and USDA loans, some specialize in lower credit score borrowers, some have the Jumbo loan market. Because we have multiple mortgage banks that we have to work with, this gives us the ability to work with more borrowers than our competition. We strive for high customer satisfaction. We offer competitive rates as well as provide an exceptionally high level of service to each of our clients. We pride ourselves on providing excellent customer service, competitive rates and efficient loan processing. Use of Technology We use the latest technologies that simplifies the loan process and to be efficient. We leverage the technology to help educate each client so they can be better informed as they make decisions that have a big impact for both the short term and the long term financial goals. We leverage the technology to help educate each client so they can be better informed as they make decisions that have a big impact for both the short term and the long term financial goals. We provide real time loan pricing from the markets throughout the day from the markets onto our website. We offer a pricing engine so anyone can price different loan options by inputting your personal details. You then will be given interest rate options, payment details and the cost of the loan based on the loan details you enter into the pricing engine. The loan options that are given come from multiple different lenders through our online portal. So instead of going to multiple different mortgage companies, we offer pricing from each of our different lenders. We have an online application, electronic disclosures, in-house-processing and easy approval system. We fund Fast and we are Efficient. We have systems in place to simplify the process and get the right The average time for loans to close for our clients is approximately 15 to 20 days. This translates into getting the loan you want. Time and speed to closing is critical for many people, whether you’re refinancing or buying a home.