Pacific Guarantee Mortgage

About

For over 20 years, Pacific Guarantee Mortgage (PGM) has helped thousands of people finance the home of their dreams. We can help you with your mortgage even if you purchase in the San Rafael, Mill Valley, Sausalito, Fairfax, Novato California area. With highly experienced mortgage consultants and industry-leading turnaround times, your mortgage process will be fast and smooth. We're dedicated to your needs - we work for you, not the bank. You'll get straight talk and prompt service Owning your own home has several advantages besides the obvious satisfaction you get from home-ownership. You can build equity and enjoy tax deductions, and the quality of your life is greatly improved. We can help you realize your home ownership dreams by offering you all the best advantages: - Low Rates - Easy Online Application - All Types of Mortgage Programs - Guidance & Advice from an experienced Loan Professional Some key reasons to consider refinancing: - Get a lower-rate mortgage. - Convert an adjustable rate mortgage to a fixed rate mortgage. - Consolidate a first and second mortgage into one lower rate mortgage. - Get cash for family needs and expenses. A HELOC allows you to borrow against the equity you have accumulated in your home, up to a certain loan-to-value ratio. You can use those funds for any purpose. Advantages of a HELOC: Simple, instant access to cash via check Low interest rate -- much lower than credit cards or other loans Interest may be tax-deductible (consult your tax advisor) You borrow only what you need, pay interest only on what you owe Flexible payments We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.

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