Your Trusted Lender Emery Federal Credit Union offers FHA, VA, Conventional and Jumbo mortgages at LOW RATES in all 50 states. As a not-for-profit member-owned financial institution, EFCU is able to provide you with the most competitive rates in the industry. Chartered in 1939 and a member of the National Credit Union Association, Emery Federal Credit Union is a lender you can trust to find the best product to meet your financial needs. We Have Integrity At Emery Federal Credit Union, our number one goal is to provide you with honest and accurate information so you can make the best mortgage choice for you and your family. We disclose all fees upfront so there will be no surprises at closing. In addition, you will never see an application fee or any other fee to get you started with a prequalification. • Authorized To Lend In All 50 States • Dedicated To Client Satisfaction • Quick Response • Wholesale Rates • No Appraisal On FHA And VA Refinances • Most Competitive Rates In The Industry Corporate Office: Emery Federal Credit Union NMLS# 401087 7890 E Kemper Road Cincinnati, OH 45249 Local Office Serving The Quad Cities and all 50 States: 2550 Middle Road Suite 300 Bettendorf, IA 52722

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