LEADERS is one of the fastest-growing merchant service providers, or merchant account providers, in the U.S. Our objective is to offer merchant accounts at a level of professionalism and service no other payment processor can equal. We endeavor to offer the most competitive credit card processing rates in the industry. Every business is different and our rates and fees depend on the type of business you have, how you accept credit cards, and whether you swipe or key cards and which card types you accept, and more.