📍 1038 Main St, Klamath Falls, OR, 97601
📞 541-892-1337
We were taught that saving for retirement using a 401K, 403B, IRA, deferred comp. or any “qualified” fund was the right thing to do. Now the baby boomers are reaching retirement age and they are finding that those retirement vehicles have robbed them! Just a generation ago you did not have to save any money for retirement. For the Boomers, Generation Xers those dreams have been shattered. Most of us work for companies that have no desire to take care of us after a lifetime of service to them. Today more than 50 million Americans save for retirement via their 401k type of plan! With an average balance of $60,000, most will never be able to retire! The average fee on these kind of plans is between 1 ½ percent to 3 percent. Many people aren’t even aware that they are paying these fees. So, on an investment of $100,000, you would pay an annual cost of $3,000, whether you make money or lose money. Over a span of 15 years, that could be a total of $45,000 taken away from your retirement account. Then, when you start systematically withdrawing the money in retirement, you will have to pay income taxes on that money. Why should you put up 100% of the money and take 100% of the risk, pay their fees, and then pay taxes on everything? The mutual fund company took no risk, put up no money, but still took $45,000 in fees. Over seventeen trillion dollars are in qualified plans today, charging Americans high fees and giving them very little in return. Between the fees, taxes and the volatility of the stock market, it’s no wonder there is a financial crisis in this country. Just because we were doing what we were told to do with our money. The answer is to pay your taxes now, while you are still working and have tax deductions. Pay taxes on the seeds of your investments, not on the harvest. With the right retirement vehicle you will never lose money and you will pay no income tax when you start withdrawing the money in retirement. Not even on the gains! You can even be guaranteed an income for the rest of your life. The answer is: INDEXED UNIVERSAL LIFE INSURANCE. These policies also can also come with critical illness and chronic illness coverage. Get the facts and set yourself up for a tax free retirement.
📍 Serving Your Area, Klamath Falls, OR, 97603
📞 541-205-0146
Let Merry Maids maid service in Klamath Falls, OR clean your home today. Merry Maids provides customized services, and on every visit, our professional team dusts, vacuums, and washes every room. Our friendly staff is only a phone call away.
📍 121 S 6th St, Klamath Falls, OR, 97601
📞 541-882-5555
🌐 https://www.klamathinsurance.com/
Your local agents specializing in insurance and financial services. Klamath Insurance Center, Inc. was founded in 1935. From our beginning we have enjoyed a steady growth over the years and have become recognized as one of the leading agencies in the area. We have earned our reputation for professionalism due to the special attention given to the needs and requirements of our clients. Klamath Insurance Center is a professional organization dedicated to providing the best insurance products available to its clients at the most reasonable costs. We serve several thousand clients in the Southern Oregon and Northern California area. We specialize in providing personal and commercial lines of property and casualty insurance as well as individual and group health and life insurance. Our reputation has distinguished our agency as a top performer with our clients and companies.
📍 1407 Owens St, Klamath Falls, OR, 97601
📞 541-882-3429
🌐 https://www.meritshomecenter.com/
Merit's Home Center. Locally owned and operated in Klamath Falls since 1937, Merits is dedicated to you, the customer. We are here for all of your appliance needs, and we service all brands. We are the only appliance dealer in Klamath Basin with live "try it before you buy it" kitchens. You are welcome to visit our live displays and bring all of your questions and ideas so we can help you design your perfect kitchen or laundry room. Sales Needs We have the largest sales show floor in Klamath Falls. At Merits we offer all the top name appliance and electronic brands at the guaranteed lowest prices. We have an 18,000 square foot warehouse, allowing us to keep a large inventory of appliances on hand. Plus, we can store customers appliances until they need them. We offer DirecTV service and can set up that high definition home theater for you. Our experienced sales staff is here to help you choose just the right appliances for the perfect kitchen, laundry room, or entertainment room. Service Needs Merits Service Center is here for all of your repair needs. Our service department does house calls. We service almost all brands and provide priority service for all of our customers. Our service techs are highly trained and have years of experience.
📍 11294 Sprig Ct, Klamath Falls, OR, 97603
📞 541-891-1333
Plumbing also refers to a system of pipes and fixtures installed in a building for the distribution of potable water and the removal of waterborne wastes. Plumbing is usually distinguished from water and sewage systems, in that a plumbing system serves one building, while water and sewage systems serve a group of buildings or a city. * Service Residential & Commercial- * Serving Klamath & Lake Counties! My area of speciality is in New Construction-Remodel- Repairs. *Total Bathroom Remodels *Installation of Water Lines *Toilets, Sinks & Faucets - Water Heaters *Service Plumbing *Licensed, Bonded, Insured *Have over 18 years of Local Experience.
📍 2175 N Eldorado Ave, Klamath Falls, OR, 97601
📞 541-883-4809
🌐 klamath.org
📍 2314 Homedale Rd, Klamath Falls, OR, 97603
📞 541-884-0309
📍 2233 Union St, Klamath Falls, OR, 97601
📞 541-273-2673